What to Consider before Buying a Home with Termite Damage

buying a home with termite damage

buying a home with termite damageNashville, Murfreesboro, Knoxville and Chattanooga TN

Buying a home is an exciting new chapter in your family’s journey. However, homeownership can also cause anxiety as you embark on one of the most significant investment decisions during your life. From changing the paint color to extensive remodels, finding the perfect home for your family that’s move-in ready can be challenging. However, when you receive a home inspection that shows termite damage, you may initially reconsider your decision to purchase. But, termite damage alone may not be a reason to break a home buying deal. Nashville area termite experts at Ameri Care Services explain what to consider before buying a home with termite damage so that you can make a solid investment decision for your family’s future.

Request a Wood-Destroying Insect Report (WDIR)

Home loan lenders often require an inspection for wood-destroying insects such as termites, wood-boring beetles, carpenter ants, and carpenter bees. As part of the home buying process, it is your responsibility to have the home inspected by a qualified pest control company in Murfreesboro and obtain a copy of the WDIR upon completion. The WDIR document is an official statement confirming the house received an inspection for wood-boring insect and organism signs. Additionally, the termite letter details the inspection results, including infestation types, damage, and recommended treatments.

Assess the Inspection Results

Inspections that reflect wood-destroying insects in your potential new home are not a reason to walk away from the deal. Depending on the infestation extent and the damage caused to the home’s structure, you can comfortably purchase and rid your home of pests. Termite control experts in Nashville advise future homeowners who have termite damage on their WDIR to seek an evaluation from a building expert. Using the building expert’s report as a guide, you can make an informed decision about purchasing a home with termite damage. Below are a few scenarios and our recommendations from Ameri Care.

  • Isolated Damage Caused by Inactive Termites – In most cases, professional termite control services and prevention from a Murfreesboro pest control company can keep termites from returning. However, if any damage is present, it’s typically an easy fix.
  • Significant Damage Caused by a Previous Infestation, but Now Inactive – Prior termite infestations may be responsible for structural damage that didn’t receive repairs. Ensure the damaged areas are not around or near critical load-bearing walls or floor joists. Impairments listed on the WDIR should have an inspection from a licensed contractor before finalizing your decision to buy the home.
  • Active Termites, but No Reported Damage – Although active termites may give you a big red flag, infestation removal only requires an effective and reliable termite control treatment plan that includes future prevention efforts. First, check with the current homeowner to determine if there’s a termite contract for the home. If so, request that the seller’s real estate agent contact the company and inform them of the home’s sale. If not, then seek a Nashville pest control expert for a customized recommendation on eradicating the termites.
  • Active Termites and Significant Damage – A widespread active infestation may be a reason for terminating a sale agreement. Additionally, the significant damage could be extensive and require expensive repairs. The financial strain on a new homeowner could be overwhelming with the needed repairs.

Negotiate for Repairs

Finding out your new home has termite damage during an inspection can feel devastating. However, you may be able to negotiate the home’s selling price based on the need for repairs. Either the seller repairs the damages per the building contractor’s specifications before closing, or the buyer receives financial compensation to complete the repairs. Your realtor can provide expertise in the negotiations, but brushing up on your bargaining skills can help with the process.

Termite Control in Nashville and Murfreesboro, TN

After you’ve conducted your research, received the necessary inspections, and agreed with the seller, move forward with your purchase and enjoy the benefits of homeownership. Then, contact a leading termite treatment company in Murfreesboro to establish a termite treatment and protection plan to protect your investment. Get a termite inspection and detailed home report today by calling Ameri Care Services at (615) 893-7111 or contact us online.